Procrastination costs me yet again

I've been burned so many times by procrastinating, chalk up another one.

I just received word that my computer's HD is totally boned. I have an IBM which had a built in recovery disc. My computer didn't come with a burner but my old computer did...but I never installed it. (chance #1)

I could've got my recovery disc mailed to me for the cost of postage if I called for it within the first month of getting my computer...but I didn't. (chance #2)

Now I've got to pay IBM $45 or $50 to mail it out to me.

Have I learned my lesson...yes.
Will I now act differently knowing what will happen...probably not.